My old law partner Carl Salisbury is on the warpath against carriers’ efforts to escape construction defect coverage.  He has some interesting things to say about a recent pro-carrier South Carolina decision.  You can read Carl’s excellent blog post by clicking here.  (I promise not to call them “business risk” exclusions any more,

A lot has been written lately – both by judges and observers – about the so-called “business risk” exclusions and their applicability to construction defect claims.  (We’ve previously discussed them here, for example.)  Some judges have ruled that faulty workmanship can never constitute a covered “occurrence” under a general liability policy.  Lately, though, more

Those of us who represent contractors in coverage disputes have had to wrestle a lot over the past few years with so-called “business risk” exclusions, such as the “your work” and “your product” exclusions.  Cynicism may be unhealthy, but the cynic in me says that insurance companies are twisting these exclusions far beyond their intended