I’m just back from Orlando where I had the opportunity to speak at an ABA conference on business interruption insurance.  During the talk, I referred to a case I often cite, Rawlings v. Apodaca, 151 Ariz. 149, 726 P.2d 565, 1986 Ariz. LEXIS 253 (1986).  For me, the key quote from the case is:

“In

In the last post, we took a look at the Dictiomatic case, in which the policyholder took a beating for overreaching on a business interruption claim.  Turnabout being fair play, let’s now have a look at a recent case in which the insurance company got thumped in the business interruption arena.  The case is Amerigraphics

Right now, I’m preparing for a coverage trial involving aspects of both New Jersey and Massachusetts law.  I was reviewing the Unfair Claims Settlement Practices Acts (“UCSPA”) adopted in both states, and I noticed the following. 

The New Jersey version of UCSPA prohibits certain bad behavior if committed “with such frequency as to indicate

Recently, one of my friends in the insurance defense bar told me that he’d been given a very strict standing order by his insurance company client.  In any case involving a potential conflict-of-laws situation, he was prohibited from EVER arguing for the application of New Jersey law. 

This attitude stems from cases like the New