Archives: Personal injury coverage

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New Developments in Cyberliability Coverage

If you’re a Rolling Stones fan, you may remember the (underrated) 1974 song, “Fingerprint File.”  (You can hear it by clicking here…“Listenin’ to me/On your satellite.”)  Who knew that, four decades ago, Mick and Keith could be so prescient about cybersnooping and leaks of sensitive data?  Edward Snowden, Bradley Manning, NSA, Nigerian scammers…even British schoolboys … Continue Reading

Advertising Injury Coverage and “Implied Disparagement”

Insurance claims personnel have a natural, probably genetic, aversion to certain topics.  One of them is insurance coverage for “advertising injury.”  So, if your advertising injury claim is in any way unusual, chances are that as a policyholder you’re going to run into trouble with your carrier. Some brief background:  Commercial general liability policies typically … Continue Reading

Insurance coverage for intellectual property lawsuits

Most lawyers brag about the cases they’ve won.  I prefer to pick apart the ones I’ve lost.  It’s cathartic. The subject of general liability insurance coverage for supposed intellectual property offenses is hotly contested.  Depending on the “personal injury” and “advertising injury” coverage forms used in a particular policy, for example, insurance may exist for … Continue Reading