Good stuff over at Amy Stewart’s blog on the issue of who gets to pick counsel – the policyholder or the carrier.  Naturally, this depends on the policy language…unless the carrier reserves its rights, in which case the interests of the policyholder and carrier may be in conflict.  The flip-side, of course, is if the carrier lets the policyholder select counsel, it’s going to be subject to the carrier’s often bargain-basement rates.