Archives: Disability insurance

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Disability insurance in a war zone

The New Jersey Law Journal reports that defense contractors’ employees who worked in Iraq and Afghanistan are suing Prudential Insurance, alleging that it sold policies without disclosing that war-zone deaths and injuries were not covered. The policies, sold to civilians at U.S. military bases overseas, were worthless as a result, the plaintiffs charge in Menkes … Continue Reading

ERISA’s “arbitrary and capricious” standard

There’s a disturbing article over at Bloomberg about the (pretty horrendous) games insurance companies play with respect to policies governed by ERISA.  The ironic thing is that the ERISA statute was designed to protect workers.  But the so-called “arbitrary and capricious” standard of review sets such a low bar that claims often get denied for reasons invented out … Continue Reading